by Elaine | Aug 31, 2022 | Misc, Teach Young People to Budget
Brain-teasers are a fun way of keeping the brain nimble which can help when it comes to budgeting. I like to play Scrabble. The first few times I played, though, I mostly got letters that were only worth 1 or 2 points. I still like to play Scrabble, but I wait for...
by Elaine | Jul 30, 2022 | Misc
What do identity thefts, cyber attacks, stolen credit card information, internet service interruptions and the loss of a job all have in common? Being a victim of any of these will leave you feeling violated. Additionally, any one of these will cause stress as you...
by Elaine | Jun 28, 2022 | Misc
I can’t remember how many times I heard somebody tell me “Waste not want not” when I was growing up. At home it was my mom. At school it was a teacher. In most cases, I was probably putting too much of a sandwich in the garbage because I really do...
by Elaine | Apr 12, 2022 | Manage Fluctuating Income and Expenses, Misc
When bill payments are missed, financial woes can be brewing. Interest charges and late fees may be payable.If the money isn’t in the bank to pay a bill, what will you do? Will you take a cash advance on a credit card? Will you use a payday loan to get the money...
by Elaine | Mar 5, 2022 | Misc
There has been an interest rate hike by the Bank of Canada and there has been a dramatic spike in the cost of groceries and gas. You are not alone if you are finding it harder and harder to make ends meet. I bought groceries yesterday and paid over 15% more for some...
by Elaine | Feb 6, 2022 | Misc
Here are practical budgeting tips to create a budget you will want to stick to. Have goals that are meaningful to you.Listen to the voice in your head.Be in a positive frame of mind when you create a budget.Build in the “oops factor”. You have money....
