by Elaine | Jan 1, 2023 | Misc
I’ve learned there are three critical pieces of the puzzle when it comes to life goals, budgeting and a spending plan: A budget needs to be aligned with your life goals.There needs to be a spending plan that’s aligned with the budget.You need to know how...
by Elaine | Sep 30, 2022 | Misc, Teach Young People to Budget
If you consider the basic skills to be “just reading, writing, and arithmetic” read on. There’s more to these than meets the eye. The need to learn these skills is undeniable. Being able to read and write makes it possible to communicate in written...
by Elaine | Aug 31, 2022 | Misc, Teach Young People to Budget
Brain-teasers are a fun way of keeping the brain nimble which can help when it comes to budgeting. I like to play Scrabble. The first few times I played, though, I mostly got letters that were only worth 1 or 2 points. I still like to play Scrabble, but I wait for...
by Elaine | Jul 30, 2022 | Misc
What do identity thefts, cyber attacks, stolen credit card information, internet service interruptions and the loss of a job all have in common? Being a victim of any of these will leave you feeling violated. Additionally, any one of these will cause stress as you...
by Elaine | Jun 28, 2022 | Misc
I can’t remember how many times I heard somebody tell me “Waste not want not” when I was growing up. At home it was my mom. At school it was a teacher. In most cases, I was probably putting too much of a sandwich in the garbage because I really do...
by Elaine | Apr 12, 2022 | Manage Fluctuating Income and Expenses, Misc
When bill payments are missed, financial woes can be brewing. Interest charges and late fees may be payable.If the money isn’t in the bank to pay a bill, what will you do? Will you take a cash advance on a credit card? Will you use a payday loan to get the money...
