Money Measures Offers Long Term Budgeting Solutions
We use long term budgeting solutions for managing personal finances. It makes it possible to improve cash flow.
When people live pay cheque to pay cheque and money runs out before the month does, buying on credit becomes the go-to response. It makes it hard to save money, which can lead people to putting dreams – such as homeownership – on hold. Long term budgeting makes it possible to get out of the cycle of living pay cheque to pay cheque and running short of money because you can predict and manage a cash crunch. This makes it possible to free up money to make other things happen, such as homeownership.
Our specialty is using our long term budgeting solutions to manage incomes and expenses that fluctuate, which is crucial for entrepreneurs, salespeople, farmers, seasonal workers, and agricultural workers.
The Money Measures long term budgeting solutions began as a paper-based system. In 2012, development began on the Money Measures web app to make it possible for others to reap the benefits of doing long term budgeting. Long term budgeting is superior to short term budgeting. Visit our Blog.
A tailored approach
Our long term budgeting solutions aren’t a one-size-fits-all approach. The approach is tailored for people in different situations:
- Teaching kids about money
- Debt reduction
- Post-separation budgeting
- Saving money
- Lifestyle budgeting for young people
- Retirement lifestyle budgeting
- Debt reduction
- Managing money as a caregiver
- Managing financial resources for marginalized groups
Options for receiving instruction
Free webinars are held regularly to introduce people to the Money Measures web app and our long term budgeting solutions. To see the list of upcoming webinars and register, visit our Eventbrite page.
Fee for service
Instruction and subscriptions for the Money Measures web app can be sponsored, which can be of interest to the following:
- Corporate Wellness programs
- Special interest groups
Anyone interested in a program sponsorship can attend a webinar to learn about the Money Measures web app and our long term budgeting solutions or contact us for more information by calling 1-877-352-5360 or e-mailing [email protected].
What makes Money Measures unique?
Money Measures taps into the voice in your head
You won’t hear us ask you to set aside a day to pull out all your receipts, bank account statements and credit card statements to work out where you have spent your money. You have a voice in your head that will tell you your spending habits and this is what we tap into. Visit our blog.
Planning versus budgeting
Money Measures’ long term budgeting solutions start with planning to pay what needs to be paid, followed by seeing how much money is left over – the Money Measures web app does the calculations for you – and end with budgeting the money that’s left over based on your priorities.
Money Measures doesn’t connect to your bank account.
Our approach is forward thinking. As Steve Harvey says, “You can’t drive forward if you keep looking in the rearview mirror.” For our approach to budgeting, your reconciled bank balance is what you need to know.
We have built versatility into the Money Measures app. You can have 10 budget files and files can be copied.
- Create a budget for yourself.
- Have a file for your child to get your child started on budgeting.
- If you are a caregiver and have to manage the finances for the person in your care, have a file dedicated to it.
- Learn the cash requirements for going into business if you are considering starting a business.
We have made it possible to copy files so that you can create a master file and use it as a template to see how different spending plans would play out, such as seeing how using the avalanche approach to paying down debt compares to using the snowball approach to paying down debt.