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Life Goals, Budgeting and a Spending Plan

Life Goals, Budgeting and a Spending Plan

I've learned there are three critical pieces of the puzzle when it comes to life goals, budgeting and a spending plan: A budget needs to be aligned with your life goals.There needs to be a spending plan that's aligned with the budget.You need to know how much money is available for spending at any...

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Reading, Writing and Arithmetic

Reading, Writing and Arithmetic

If you consider the basic skills to be "just reading, writing, and arithmetic" read on. There's more to these than meets the eye. The need to learn these skills is undeniable. Being able to read and write makes it possible to communicate in written form.You can work out how much money you should...

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Budgeting and Brain-teasers

Budgeting and Brain-teasers

Brain-teasers are a fun way of keeping the brain nimble which can help when it comes to budgeting. I like to play Scrabble. The first few times I played, though, I mostly got letters that were only worth 1 or 2 points. I still like to play Scrabble, but I wait for somebody else to ask to play in...

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Another Benefit of Having a Budget

Another Benefit of Having a Budget

What do identity thefts, cyber attacks, stolen credit card information, internet service interruptions and the loss of a job all have in common? Being a victim of any of these will leave you feeling violated. Additionally, any one of these will cause stress as you think about the impact on your...

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Waste Not Want Not

Waste Not Want Not

I can't remember how many times I heard somebody tell me "Waste not want not" when I was growing up. At home it was my mom. At school it was a teacher. In most cases, I was probably putting too much of a sandwich in the garbage because I really do not like the crust of the bread. The "waste not...

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