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Homeownership

Homeownership

Does homeownership seem to be out of reach for you? Homeownership means different things to different people. There are a variety of reasons people give for wanting to buy a home. If you live in fear of renovictions and rent hikes, homeownership means having stable housing.Some people want the...

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Budgeting and Brain-teasers

Budgeting and Brain-teasers

Brain-teasers are a fun way of keeping the brain nimble which can help when it comes to budgeting. I like to play Scrabble. The first few times I played, though, I mostly got letters that were only worth 1 or 2 points. I still like to play Scrabble, but I wait for somebody else to ask to play in...

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Another Benefit of Having a Budget

Another Benefit of Having a Budget

What do identity thefts, cyber attacks, stolen credit card information, internet service interruptions and the loss of a job all have in common? Being a victim of any of these will leave you feeling violated. Additionally, any one of these will cause stress as you think about the impact on your...

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Waste Not Want Not

Waste Not Want Not

I can't remember how many times I heard somebody tell me "Waste not want not" when I was growing up. At home it was my mom. At school it was a teacher. In most cases, I was probably putting too much of a sandwich in the garbage because I really do not like the crust of the bread. The "waste not...

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Budgeting  Homework for Young People

Budgeting Homework for Young People

This blog includes ideas on budgeting homework for young people. For teenagers considering moving out, the assignments may be eye openers about how much money they'll need to earn in order to support the lifestyle they want to live. For young kids, the homework will help them transition to a more...

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When Bill Payments are Missed

When Bill Payments are Missed

When bill payments are missed, financial woes can be brewing. Interest charges and late fees may be payable.If the money isn't in the bank to pay a bill, what will you do? Will you take a cash advance on a credit card? Will you use a payday loan to get the money to make the payment? Cash advances...

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