Long Term Budgeting Solutions

Money Measures uses long term budgeting solutions to manage personal finances. 

Our web app is what makes it all possible. 

The Money Measures web app is a one-of-a-kind, all-in-one web app, but you can choose how you want to use it.  Use it to the min or use it to the max.

  • It does cashflow calculations
  • A spending plan and real-time cashflow projections are possible
  • A typical home budget can be created and expenses can be tagged as needs-based versus wants-based spending
  • Choose a payment method for both income and expenses that reflect how things happen for you

With our web app and long term budgeting solutions, you don’t have to be a numbers person to effectively manage the money you have in the bank.  You may need some help getting started.  It is new and it is different.  We won’t be able to show you how to solve the Rubik’s cube, but we can show you how to use our web app and get it working for you. 

When people live pay cheque to pay cheque and money runs out before the month does, buying on credit becomes the go-to response.  It makes it hard to save money, which can lead people to putting dreams on hold.  Long term budgeting makes it possible to get out of the cycle of living pay cheque to pay cheque and running short of money.    

Our specialty is using long term budgeting solutions to manage incomes and expenses that fluctuate. Long term budgeting is superior to short term budgeting. Visit our Blog.

A tailored approach 

Our long term budgeting solutions aren’t a one-size-fits-all approach.  The approach is tailored for people in different situations:

  • People accessing payday loans 
  • Teaching kids about money
  • Debt reduction, including paying down student debt
  • People who have been laid off
  • Homeownership
  • Post-separation budgeting
  • Saving money
  • Lifestyle budgeting for young people
  • Managing money as a caregiver
  • Retirement lifestyle budgeting for people offered an early retirement package
  • Entrepreneurs looking for money to fund business growth

Options for receiving instruction 

Free webinars

Free webinars are held regularly to introduce people to the Money Measures web app and our long term budgeting solutions.  To see the list of upcoming webinars and register, visit our Eventbrite page.

Fee for service 

Here is pricing information for our products and services. 

Program sponsorships

Instruction and subscriptions for the Money Measures web app can be sponsored, which can be of interest to the following:

  • Corporate Wellness programs
  • Special interest groups
  • Teachers/educators

Anyone interested in a program sponsorship can attend a webinar to learn about the Money Measures web app and our long term budgeting solutions or contact us for more information by calling 1-877-352-5360 or e-mailing [email protected].

What makes Money Measures unique?

Money Measures taps into the voice in your head

You won’t hear us ask you to set aside a day to pull out all your receipts, bank account statements and credit card statements to work out where you have spent your money.  You have a voice in your head that will tell you your spending habits and this is what we tap into.  Visit our blog.

Planning versus budgeting

Money Measures’ long term budgeting solutions start with planning to pay what needs to be paid, followed by seeing how much money is left over – the Money Measures web app does the calculations for you – and end with budgeting the money that’s left over based on your priorities.

Money Measures doesn’t connect to your bank account.

Our approach is forward thinking.  As Steve Harvey says, “You can’t drive forward if you keep looking in the rearview mirror.”  For our approach to budgeting, your reconciled bank balance is what you need to know.

Versatility

We have built versatility into the Money Measures app. You can have 10 budget files and files can be copied.

  • Create a budget for yourself.
  • Have a file for your child to get your child started on budgeting.
  • If you are a caregiver and have to manage the finances for the person in your care, have a file dedicated to it.
  • Learn the cash requirements for going into business if you are considering starting a business.

We have made it possible to copy files so that you can create a master file and use it as a template to see how different spending plans would play out, such as seeing how using the avalanche approach to paying down debt compares to using the snowball approach to paying down debt.

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