Financial Literacy Instruction
Get your finances in order by managing your cash flow
When you have made the decision to pay down debt, save money, invest money or make a major purchase, Money Measures can help in your journey. In order to make payments on debt and set money aside for investing or making a major purchase, the money needs to be in the bank to start with. Helping you see when the money will and won’t be in the bank is how Money Measures can help – including managing fluctuating income and expenses.
Our approach is to work with you to help you pick up financial literacy skills that set you up for a lifetime of success. Sometimes a budgeting app or tool just isn’t enough to get you where you need to be, especially if you have a financial situation that is “outside the box”, such as lumpy income from being self-employed or working in commissioned sales.
Whether you are trying to pay off long standing debts or working towards a specific goal such as purchasing your first home, Money Measures can work with you to help you understand the numbers and make your situation less of a guessing game.
About Elaine: Your Coach
Elaine Bechthold worked for over a decade in the financial services industry before using her experience to manage a large farm operation, including using her cash flow planning techniques to purchase a second farm. After a lifetime of professional and lived experience managing money, she has made a mission out of helping Canadians understand and work with their own finances.
Working with a community technology incubator, she developed the personal finance app, Money Measures, which incorporates her cash flow planning techniques and makes it easy for Canadians to budget, plan, and save for what they want – no matter how complex the situation is. Elaine offers instruction on getting the most from the Money Measures app experience and the method for cash flow planning that is built into the app.
“There is hope for a better tomorrow – there is hope for a great tomorrow!” -Elaine Bechthold
Options for receiving instruction
Free webinars are held regularly to introduce people to the Money Measures app and the method for managing cash flow that is built into the app. The webinars include information about things that can trip people up when it comes to managing money. The webinars allow time for participants to develop a cash flow plan using the Money Measures app and for receiving answers to questions on the use of the app and learning what the numbers mean. To see our latest webinars, visit our EventBrite page.
People can register for virtual drop-in sessions for receiving individual instruction. Based on availability. Call 1-877-352-5360 or email [email protected] to register.
Fee for Service
More in depth and customized instruction is available on a fee for service basis for individuals and groups. For more information, call 1-877-352-5360 or email [email protected].
- Lifestyle planning – young people
- Lifestyle planning – retirement
- Debt reduction
- Making a major purchase
- Managing fluctuating incomes and expenses
- Managing the loss of a job / leave of absence
- Living in poverty / low income
- Fleeing violence
Anyone interested in sponsoring an event that falls into one of these categories is invited to call 1-877-352-5360 or email [email protected].
Debt comes in all shapes and sizes. To us, debt reduction means getting you to include long and short-term debt payments into your budget so you can start conquering your debt. We want to set you up to not only eliminate debt, but stay out of debt. We do this by working with you to create a realistic plan to tackle your payments. Along the way, we help you by building financial literacy skills that allow you to see when spending decisions are in line with or contrary to your goals for eliminating debt.
Our financial coaching services allow you to start saving money more effectively so that you can break free and be truly financially independent. We work with you to create a realistic budget that allows you to maintain your regular living expenses while still being able to put money away for retirement, your first home, a new car, or whatever your goal may be. We do this by helping you identify essential and non-essential payments – a place to start when it comes to prioritizing spending.
Managing fluctuating income and expenses
It can be difficult to build an effective financial plan when you have fluctuating incomes and expenses, making your overall financial picture seemingly unpredictable. Our specialty is looking for opportunities to make the seemingly unpredictable predictable. These services are perfect for entrepreneurs, seasonal workers, farmers, salespeople, and agricultural workers who experience these unique challenges. We help you better navigate cash flow so you can overcome debt, save money, and become financially independent, even with fluctuating income and expenses.
Building financial literacy
Financial literacy is critical when it comes to weathering financial storms. Getting an understanding of what your essential and non-essential payments are is a great place to start.
Interested in financial literacy instruction?
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