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Cost of Convenience

Cost of Convenience

What is the cost of convenience shopping for you? When I shopped for a family of 5, I started saving $2,500 a year or more by making one change to my shopping routine. The new routine wasn't as convenient as the old routine, but it was worth it for me to save $2,500 a year. I found far better uses...

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Budgets and Discounts

Budgets and Discounts

Budgets and discounts are synonymous with holiday spending. 'Tis the season. Black Friday and Cyber Monday aren't the only options for being thrifty. Use the information in this blog to celebrate the holidays, give gifts that matter, have crafts for the kids to do, and come in under budget....

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Kids and Money

Kids and Money

November is financial literacy month, so it's perfect timing to talk about kids and money. Parents and teachers are major influences when it comes to how children view money, which includes how money is earned and spent. I routinely hear the phrase "the rich get richer and the poor get poorer"....

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Retirement Lifestyle

Retirement Lifestyle

Do you have a budget for your retirement lifestyle? Many people think in general terms about what retirement living will look like. "I'll remain in my home and continue to pay for property taxes, heat, and hydro. I'll spend 4 months of the year at the cottage or somewhere that it's warm." To get...

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Homeownership

Homeownership

Does homeownership seem to be out of reach for you? Homeownership means different things to different people. There are a variety of reasons people give for wanting to buy a home. If you live in fear of renovictions and rent hikes, homeownership means having stable housing.Some people want the...

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